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Senior Guidebook, beginning its 7th year of thoughtful options for seniors, families, caregivers, and friends, is dedicated to providing information and resources for those looking to understand their choices, and the experiences of others.

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Today's Date: Friday, September 03, 2010 
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Showing 1-5 of 43 total entries.

Thursday, August 05, 2010
OUCH!

OUCH. Received my renewal membership materials just the other day. Have been debating whether or not to renew because I have not really experienced any benefits of substance received to date. Thanks for the heads up.

Posted by Senior Guidebook in General at 09:45 PM
Thursday, August 05, 2010
Don't Go Breaking my "AARP"

I recently received an insurance promotional mailer from AARP, and  I responded to the Hartford Co. for a quote on home, auto, and liability coverage.

After going through a lengthy conversation with the Hartford representative, in an effort to match the current coverage I have with MetLife Auto and Home, I was given an annual premium for auto, home and liability coverage of  $5,100.

The annual MetLife premium I pay for the same coverage is $2,248.

 They certainly have a long way to go in perfecting their negotiating skills.  On behalf of their staggering number of members, I would like to ask, "is this what an advocate for seniors, with your huge member base to negotiate from, does for us?"  AARP is nothing more than a marketing machine, not the advocate for your members that you would like us to believe. AARP should go get a lesson from Wal Mart's buyers on negotiating.  In fact, I think I am going to suggest to them that they might want to consider competing with AARP.

Their promotional material said that I would save hundreds of dollars over my current insurance company, if I would just call the enclosed phone #.

 

When I called MetLife to double check my annual premium, after getting the information from Hartford, the representative I spoke with said he had personally had the same experience with AARP/Hartford. 

Has anyone else had this experience?

Posted by Senior Guidebook in General at 09:40 PM
Thursday, August 05, 2010
Why We Gain Weight As We Age

Why We Gain Weight As We Age

A man swims in a pool
Al Bello/Getty Images

As we age, our muscles deteriorate, and they don't repair as quickly as they used to. But the good news is that exercise and weightlifting can still make muscles stronger.

 
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February 22, 2010

It's a pretty common lament, the idea that you just can't eat what you used to. But why is that so? And is it avoidable? There are a number of reasons why we put on the pounds as years go by, but take heart: There are ways to fight back — and win!

There are some particular biological changes that happen as we age. For one, aging muscles actually contribute to the increase in the amount of fat we store in our bodies, says Cheryl Phillips, president of the American Geriatrics Society.

"So, if you look at a woman who is 70 years old and compare her to what her body was like at 25 years of age, even though her weight may be exactly the same, she had more percentage of muscle in her body when she was 25 than she does when she's 70."

Our Aging Muscles

In large part, that's because we lose muscle cells as we age. When younger muscle cells get damaged, they're quickly repaired. That's not the case with older muscles, according to UCLA researcher and geriatrician Jonathan Wanagat. He says we don't know why muscles literally shrink as we age. But there are a number of theories.

"I think one of the ones that have become increasingly interesting and popular is the idea that the stem cells in the muscle are not able to respond to damage or to aging the way they did when we were younger," says Wanagat. And if damaged muscle cells aren't repaired, they sort of whittle away and die, he says. Decreases in growth hormone, testosterone and estrogen levels may also account for the loss of muscle fiber and the inability of tissue to replenish itself.

In addition, the muscle cells we're left with are sort of worn out, according to Phillips. "If you think of muscles as being the energy powerhouse of our body, that's where most of our calories are burned. And when we talk about metabolism, what we're really talking about is how efficiently those powerhouse cells — the muscle cells of our body — burn the energy we bring in."

Energy is delivered to the body in the form of calories. And if you keep your caloric intake exactly the same as you get older, says Phillips, those unburned calories end up as fat.

A man does yoga with sensors on.
EnlargeMusculoskeletal Biomechanics Research Laboratory at USC

Researchers test older adults in different yoga positions to determine how each pose stresses muscles and joints — to maximize strength-building and minimize risk of injury. The markers on the subject help the researchers create a musculoskeletal model of the poses.

Its sort of a one-two punch, says Wanagat. The energy powerhouse cells in muscles get damaged with age. That damage accumulates over time and, on top of that, the body's ability to repair that damage also dwindles with aging.

Building Strength At Any Age

And that's where exercise comes in. Wanagat says countless studies have shown that exercise — even among individuals in their 80s — works. It actually helps the muscle cells get bigger. And beyond size, it makes the muscles stronger.

"We aren't sure exactly how exercise makes muscles stronger, but we know that when we measure the grip strength of the hands or feet, grip is strongest just after exercise, even among people in their 80s and 90s. So weightlifting at any age offers low risk and great benefit, says Wanagat.

At UCLA, geriatrician and researcher Gail Greendale has just begun a second yoga study with seniors to try to figure out what poses work best for the older body. Greendale wants to understand how each yoga pose stresses muscles and joints. Then, she hopes to figure out how to modify the poses for the older body in order to maximize strength-building and minimize injury.

In addition, Greendale says that as we age the immune system can get out of whack, turning on an inflammatory response when there are no bacteria or viruses to kill, and keeping it on long after the body's invaders have left. Such an inappropriate inflammatory response can actually damage one's own cells in whatever part of the body the inflammation occurs, whether it's in muscles, joints or organs.

Ensuring such muscle and joint strength can also help fight this and other unfortunate aspects of aging, arthritis and inflammation. People over 75 are likely to have chronic joint problems, says Greendale. The joints are less able to tolerate the strain and stress of movement; they can be painful and swollen. Building joint and muscle strength can defend against that.

 
 
source: www.npr.org
 
Author: Patti Neighmond
 

Posted by Senior Guidebook in Health at 09:15 PM
Wednesday, August 04, 2010
Caregiving, From Both Sides Now

 

 

 

Caregiving, From Both Sides Now

Susan Katz thought she knew all about caring for old people. Trained as a social worker, she had spent more than 15 years working for home care agencies and for assisted and independent living facilities. So when her own parents began to falter in their mid-80s – her mother had Parkinson’s disease, and her father was debilitated by the aftereffects of prostate cancer treatment – she felt prepared to step in and help.

The reality has proved very different. Ms. Katz and her family are in some ways fortunate: her parents managed to sell their Long Island home, though not before the housing market had nose-dived. They moved into a continuing care retirement community near her home in Middletown, N.J., and hired an excellent home care aide to assist them four hours a day.

Yet Ms. Katz has found the past year and a half an eye-opening experience. Below, in an excerpt condensed from a conversation we had, she relates how her professional experiences in caregiving diverge from her personal ones.

When the Professional Turns Personal
By Susan Katz

Susan Katz with her mother and father.Susan Katz at age 6, with her mother and father.

I thought it would be relatively simple. I had all this information about aging and services, so I thought I could lay out a road map for my folks. Planning for their future would be a logical process. That was a fantasy.

My blind spot was, I didn’t recognize that family members are not like clients. Your family is awash in all its emotionality. I wouldn’t be perceived as a professional; I was a daughter. You may think you know the right professional answers, but you can’t make decisions for your parents.

Take the question of moving. In the senior retirement industry, we know there’s so much people can take advantage of, if they make the decision to move in time. The rub is giving up what they hold dear: their house, their memories, their independence. My parents made the decision much later than they should have, and my brother and I sat on the sidelines and realized we were impotent. We didn’t have the means or the skills to move them forward.

My mother’s disease progressed fairly rapidly, and she needed hands-on care. After using an agency for a while, my parents decided to hire someone privately — through Craigslist. Even though I’m in the home care field, I had to take a step back and allow them to take this route. I laid out the risks — without an agency, there’s no workers’ compensation for a private aide if something happens, for instance. But they made an informed decision.

My brother and I truly believe that my mother, and my father, would benefit from increasing their aide’s hours. My mom needs an escort when she needs to use the bathroom, and you can never tell when that might be. And my dad’s life is circumscribed; he’s with my mother 20 hours a day. It’s stressful for a person who’s 84 to be continuously on call.

But he sees his role as being her caregiver. When I try to talk with him about it, it doesn’t end well. With clients, you have a professional solution for a problem. With your family, it doesn’t work that way.

Caring for my mother is such a profound experience; I know I’ve left one place and gone to another. How many of us ever see our parents naked? Or put our hands on them, like they did when we were children? My task has been, how can I reframe this experience so it doesn’t break my heart?

To dress my mother or to help her to the bathroom is so highly personal. I’m very cognizant of not having her feel embarrassed or humiliated. But even though it’s not said aloud, it’s always present: she feels terrible about being so dependent. I say, “For how many years did you do this for me?” Or I’ll make a joke or kiss her on the forehead.

Sometimes she says, “I can do this” – something like putting on a shirt – and I step back. But she’s not able to, so I say, “Is it O.K. if I help you?” I’m a take-charge kind of person, so it’s good training for me to wait and be patient and ask. Nobody teaches you that in social work school.

Being a caregiver has made a difference in my work. I understand better when families talk to me about their frustrations. And I feel a gentleness when I’m with older people. I’m comfortable reaching out to hold their hands; I find myself seeing them differently, seeing the beauty in each of them.

My mother and I have had a close and a conflicted relationship throughout our lives, with times we’ve enjoyed immensely and times we’ve had terrible fights and haven’t talked for months. Now, I’m just trying to hold on to as many wonderful experiences with her as I can, and with my dad, too.

When I leave their place, I think, “I’ll always remember this – how her skin feels, how her hair feels when I brush it.” I’m trying to catalog those memories, for when they’re not here anymore.

Paula Span is the author of “When the Time Comes: Families With Aging Parents Share Their Struggles and Solutions,” recently published by Grand Central Publishing.

 

source:www.nytimes.com

Author: Paula Span

Posted by Senior Guidebook in Health at 09:38 PM
Monday, December 07, 2009
Financial Planning Tips for Seniors Holidays

Seniors don’t just need to focus on saving money over the holidays; when they live on limited incomes, budgeting is crucial year-round. But, with the holidays approaching they’re sure to have additional expenses, which makes financial planning even more important to ensure that seniors can get by! The following are 10 useful financial planning tips that all seniors should consider over the holidays:

1. Talk to a professional – talking to a financial planner, either by using a service or speaking with one provided by a local branch of your bank can help you make sure you plan to meet your financial goals and needs. For example, they can help you get on track saving for future medical or care needs.

2. Don’t be afraid to ask for help – if you’re struggling to cover your basic needs then your local Area Agency on Aging can connect you with resources that can help.

3. Find ways to reduce utility costs – keep blinds down and windows and doors closed to preserve optimal temperatures for your house.

4. Walk, don’t drive – taking a car or public transportation can be more costly, so walk when possible and benefit your health and your wallet.

5. Never make fast financial decisions – always ask for a second opinion before making decisions.

6. Grow your own produce – plant a garden in your yard, a family member’s garden, or in a community plot to grow your own produce and cut down on food costs.

7. Buy healthy items – convenient, pre-prepared items might be fast and easy, but they are less healthy and often  more expensive.

8. Buy generic – generic brands are less expensive, purchase them for foods and for your medications.

9. Carpool – it’s more fun to travel places with company anyways; share transportation costs by carpooling!

10. Plan to stay at home – aging in place is the more desirable option for most seniors, and it can be more cost-effective too

Via: Home Instead Senior Care 


Carol Marak Carebuzz

Posted by Senior Guidebook in Financial at 10:36 AM
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